At Don Cousins & Associates, we provide peace of mind by helping you choose the right insurance policy for you, your family and your business.
For over three decades Don Cousins & Associates have been helping people make the right insurance decisions in the greater New Orleans area. Whether you are an individual seeking coverage or a business owner shopping for the best benefits, we are here to save you time and help you make insurance choices that fit within your budget. At Don Cousins & Associates we have streamlined the application process and can provide you with an easy to read menu of options for your health, life or disability insurance needs.
From explaining the difference between a HMO, PPO and POS, to helping you navigate through the sometimes complicated choices in healthcare, Don Cousins & Associates will provide you with an insurance plan that covers your needs and fits within your budget. We will walk you through the pros and cons of a high-deductible plan as well as help you understand what subsidies and tax credits that may be available to offset the cost of benefits to you and your employees.
Because we represent all the major companies for health and life insurance, we can customize a benefit package that is right for you. At Don Cousins & Associates, we are here to save you time and money, now, and in the future.
Call us today at (504) 889-1858
We can show you how easy it is to be insured!
Our customized policies fit your needs and your budget!
At Don Cousins & Associates, we know the cost of health insurance has been a major issue for consumers throughout the greater New Orleans area and throughout our nation. And even with recent healthcare reforms, health care costs are still on the rise. Whether you are an individual looking for health insurance because it is not offered through your employer, or you are a business owner who wants to provide benefits for your employees, we can find a policy to fit within your budget.
We stay current on any changes to regulations or health care and keep you informed along the way.
If you are a part-time employee, an independent contractor or self-employed entrepreneur, you may not have life insurance. At Don Cousins & Associates, we can personalize a life insurance quote to fit your needs, whether it is a whole life, term life or universal life policy.
Life insurance policies may seem complicated at first glance, but in reality, each one offers different features. At Don Cousins & Associates, we help you decide which type of policy best fits your needs and make sure it is tailored to your budget.
It makes sense to have disability insurance whether it is for protection against an unanticipated car or household accident or a serious medical diagnosis that renders you unable to work. Short or Long Term Disability insurance helps you for a certain period of time:
Short-Term Disability (STD) will pay you a portion of your income for 26 weeks after you run out of sick leave whereas Long-Term Disability (LTD) will pay you a portion of your income after you run out of both sick leave and STD.